Frequently Asked Business Loan Questions

Receiving numerous calls over the years, we are the place to call when it comes to Business Loans in Edmond, OK. We hope that if you're in need of an Easy Business Loan and are in Edmond - even with bad credit - we can offer you all the answers to your questions here. 

Not finding answers to the questions you have for your Edmond Business Loan, please email us by using the form to the right or give us a call at (405) 562-7456



Q: How does your Business Loan program work?

A: Our Business offers financing with flexible loan amounts at a fast loan processing rate. Getting Qualified is very simple. We require the previous 3 month bank statements. Personal credit history does not matter; we solely focus on your business. We offer 3-24 month terms for repayment.  

Q: Are you going to check my credit?

A: Yes, but our services lend base off of your business cash flow verses your personal credit. 

Q: Does my business qualify for a Business Loan?

A: If over 90 days your business is running a minimum of $5,000 in bank deposits per month, you will be qualified to apply for a business loan.

Q: How can I use the capital when I receive it?

A: Any way you would prefer. Purchases for additional inventory is available for, advertisement, expanding, pay debt, payroll, renovate or down payments for your real estate investment. It is all personalized to you.  

Q: How much will I get?

A: Loans will vary, you may receive $2,500 - $1,000,000 based off of the generated revenue of your business. 

Q: Can I pay off the loan early without being penalized?

A: Correct, unlike traditional money lenders, we will not charge any pre-payment penalty at any time. 

Q: When will I get the money in my account?

A: If everything is submitted and correct, you will receive the funds in as little as 24-48 hours after submission. 

Q: Can I get more money down the road?

A: No doubt about it, once the first fund is given, we begin building a relationship with you. This establishes your business with credit that will provide you with more funding when you need it most. 

Q: I’ve been denied by my bank before. Can I still get a loan?

A: Yes, our method judges vastly different than banks do. We focus on the cash flow of your Business instead of personal credit scores or collateral. This means that regardless of previous denying you are still eligible for the loans you deserve. 

Q: What business industries do you work with?

A: Our services vary over 260 different business types. We can make loans to auto repair shops, beauty salons, restaurants, construction companies, retailers, real estates and many others not listed. All industries can be accepted. 

Q: What fees are you charging? There is any upfront fee?

A: We do not charge any type of fees that are upfront nor back end fees!!

Q: What is the interest rate?

A: There are no simple interest rates. We calculate loan programs differently for businesses. For example $1.00 is borrowed you have to pay back $1.10 - $1.15 depending on your business conditions and your loan term. 

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